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Sunday, May 25, 2025

Why Taking 15 to 25 year mortgage is same as accepting slavery

 


Mortgages in Kenya: A Risky Financial Move?

In Kenya’s real estate landscape, the topic of mortgages often sparks intense debate. This is largely due to the high regard placed on home ownership, which makes the cost of mortgages a significant concern. These loans are not only expensive but also come with repayment terms that can stretch over 25 to 30 years.

So, is securing a mortgage in Kenya truly worthwhile? Opinions on this vary widely. One such perspective comes from Dr. Mumo Muinde, author of The Art of Money & Wealth Creation, who strongly opposes the idea. He believes that committing to a mortgage in Kenya is one of the worst financial decisions a person can make. In his words, signing up for a 15 to 25-year mortgage equates to modern-day slavery.

What fuels such a strong viewpoint? Dr. Muinde outlines several reasons behind his conclusion, challenging readers to reconsider the wisdom of mortgages in Kenya CONTINUE READING

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