My name is Josephine, and I live in Eldoret. I have always been a hardworking woman. Since I was young, I believed that if you wake up early, stay honest, and work hard, life will reward you. But life doesn’t always work that way.

For many years, I tried to run small businesses. I started with a kiosk, then moved to selling clothes, and later tried a salon. Each time, I began well, but after a few months, things would fall apart. Customers would stop coming, or I’d get losses that didn’t make sense. It reached a point where I started fearing to even open a new business because I thought maybe I was just not meant to succeed.

I remember one December when I lost almost everything. My kiosk was broken into, and all my stock was stolen. I cried until my head hurt. I had worked so hard, only for my efforts to disappear overnight. For the first time, I felt truly defeated. My neighbors tried to comfort me, saying maybe I had bad luck. I did not know what to believe.

Instead of giving up completely, I decided to pause and think. I realized that I was rushing into business without planning properly. I never kept good records or saved money for emergencies. I was working hard, yes, but without direction. That was when I decided to change how I think. To read more click